Helpful guides and resources to help you understand your health insurance options and make informed decisions.
Health insurance helps protect you from high medical costs by covering services like doctor visits, hospital stays, prescriptions, and preventive care. Most plans work by paying a monthly premium and sharing costs through deductibles and copays when you receive care.
There are different types of coverage, including ACA Marketplace plans, Medicare options, and private health plans — each designed for different needs and life stages. The key is understanding what is covered, what you will pay out of pocket, and which plan best fits your health and budget.
Choosing the right plan can feel overwhelming, but you do not have to do it alone. I help you compare options, explain everything in simple terms, and find coverage that truly works for you — at no cost to you.
I am here to explain everything in plain language — in English or Spanish — with no pressure and no cost to you.
Ask a question →If you are approaching your 65th birthday, now is the time to get ready for Medicare so you do not miss important enrollment deadlines. The first step is applying for Medicare Part A and Part B through the Social Security Administration, ideally about 3 months before you turn 65 to avoid delays in your coverage.
Once you are enrolled, you will need to choose the right additional coverage — like Medicare Advantage, Medicare Supplement, and prescription drug plans — since Original Medicare does not cover everything.
Every situation is different, and the choices you make now can affect your costs and coverage for years to come. If you are turning 65 soon or already eligible, do not wait until the last minute. Reach out today so I can help you review your options and make the best choice with confidence, at no cost to you.
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Enter your email and phone number to access the Medicare Turning 65 Checklist and make sure you do not miss any important steps.
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💡 Final Tip: Choosing the right Medicare plan is not just about enrolling — it is about making sure your doctors, prescriptions, and budget are all protected long-term.
If you are turning 65 soon, I can help you review your options and guide you step-by-step — completely free of charge.
Talk to Catalina — it is free →Every situation is different. I am here to walk you through your options in plain language — in English or Spanish — at no cost to you.
Ask your questions →With years of experience working within the FMO market, I also help individuals who are interested in starting or growing a career in the health insurance industry. I offer complimentary guidance and training for agents who want to learn how to sell products such as ACA, Medicare, life insurance, and supplemental plans. My goal is to make it easy to get started, understand the industry, and build a successful business.
Agents who work with me are independent and non-captive, meaning they have the flexibility to work with multiple carriers and fully own their book of business as they grow their client base.
Whether you are new to the industry or looking to expand your opportunities, I am here to help you develop your business and succeed.
Reach out today for a complimentary conversation about how to launch or grow your insurance career.
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